Making customers like you happy all over the Columbus area.

WestCreek Financing

Apply Now

Application Requirement

Kornerstone Credit Financing

Apply Now

Application Requirements

Frequently Asked Questions

I can't pay everything upfront. How can your finance program help me?

We understand not all family budgets are the same and so we make it easy on all customers. If you can't cover the entire payment of your purchase upfront, that's ok. Take advantage of our No Credit Needed payment plan. Pay $0 down payment and we break up the rest of the payments for you if you finance through Acima. Looking to finance or rent an appliance or furniture? If you have been looking for a plan like this, this is a good place to start. Try Acima or Progressive and then call us and let us know how your application went. Even if you are denied please call us. We can work something out for you.

How many financing companies are you affiliated with?

There are currently 4 financing companies affiliated with us. Appliance and Mattress Center is now affiliated with Acima, Crest Financial and Okinus to help you make easy payments(s) on appliances, furniture, and mattress(es). We also work with Progressive - a leasing company. This company approves faster than any other one we have worked with. Acima will finance used or new products. You also get to use Acima's 12 month payment grace period. If you meet the minimum requirements you will most likely qualify; but to be sure, you need to first apply through one of the links provided above. After entering all the needed information, click the submit button. You will be notified instantly if you have been approved or denied. NOTE: Even if you are denied here online, don't worry. Call us! We may still be able to get you through.

I have bad credit. Will I be approved?

We have approved 1000s of customers. Many of them never had perfect credit score. If you have bad credit? No credit? No worries. Apply today.

Do I have to have a job to get approved?

Yes ...

I have financed a product at your store years ago. Can I finance again?

Yes you can finance with us again. Since a lot may have changed since you last financed such as your income or address, we recommend you start your application again.

Can I finance several products at your store at the same time?

Yes you can.

None of the questions above addresses my question. What do I do?

Please call our store during business hours. 9am to 6pm on weekdays and 10am to 4pm on Saturdays.

I don't have a computer at home. Can I come in to your store and finance there?

Yes you can come to our store during our business hours and use our computers.

I don't have enough income to qualify for financing. Can I have someone else co-sign for me?

Except for Progressive leasing, you can use a co-signer if he or she has good income. Please come over to our store with your co-signer and come see our senior sales rep. We are located at 1942 Parsons Avenue Columbus OH 43207. Our business hours are 9am to 6pm on weekdays and 10am to 4pm on Saturdays. We are closed on Sundays. If you want to call before you come in, please call (614)445-8840. Thanks.

Are there any disclaimer I need to know about initial down payment?

Yes with Progressive, service described is a rental – or lease purchase program provided by Prog Leasing, LLC or its affiliates. The initial payment is $49. All remaining lease payments will be determined by the cash price of the leased item and the frequency of payments. You will not own the leased merchandise or acquire ownership rights unless you make 12 months of payments or exercise an early purchase option. Not all applicants are approved. See lease for details.